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Worked examples

What's left after EFS? Six Knoxville examples

Four published tuitions from Knoxville Catholic High School and Sacred Heart Cathedral School, plus two illustrative church-school cases, each set against the 2026-27 EFS award.

EFS award vs tuition
ScenarioEFS awardCostResultWhat usually comes next
Knoxville Catholic High School, Catholic rate (2027-28 published)$7,530$18,600$11,070 to coverTuition $17,100 + $900 fees + $600 textbook rental. Aid comes through FACTS from the regional Catholic schools fund; deadline December 11, 2026.
Knoxville Catholic High School, non-Catholic rate (2027-28 published)$7,530$20,000$12,470 to coverTuition $18,500 + $900 fees + $600 textbook rental. KCHS asks every aid applicant to apply for EFS.
Sacred Heart Cathedral School, one child, Catholic rate (2026-27 published)$7,530$10,650$3,120 to coverTuition only; grade-based book, student and security fees are added.
Sacred Heart Cathedral School, non-Catholic rate (2026-27 published)$7,530$14,000$6,470 to coverTuition only. The Catholic rate requires a parish stewardship form.
Small church elementary (illustrative $6,800)$7,530$6,800$730 left in the accountIf the school is EFS-registered, the remainder can go to books, uniforms, tutoring or Marketplace technology and carries forward.
Category IV church academy (illustrative $5,500)None$5,500$5,500 to coverNo EFS here at all. Families lean on congregation discounts, the school's own help, an IEA if the child's IEP qualifies, and the Edu Fund Partner Scholarship where offered.

Published figures come from knoxvillecatholic.com/tuition (2027-28 rates) and shcschool.org (2026-27 rates). The KCHS rows use next year's prices against this year's EFS amount, which may change. The last two rows are illustrative assumptions.

Last verified: October 2026

How much is left after EFS at a Knoxville private school?

It depends on the school. At Knoxville Catholic High School's published 2027-28 Catholic rate, tuition, fees and textbook rental total $18,600, leaving $11,070 after a $7,530 award; at Sacred Heart Cathedral School's 2026-27 Catholic rate for one child, $3,120 of tuition remains.

The last two rows use illustrative tuition, not any school's actual price; Tennessee does not collect tuition in its school filings.

What closes the gap after EFS in Knoxville?

Need-based school aid, parish or church-member pricing, multi-child rates and payment plans come next. Catholic families add the Knoxville Regional Catholic Schools Operating Fund through FACTS, and from 2027 the federal tax-credit scholarships may add another layer.

If the bill comes in under $7,530, the leftover stays in the account for approved purchases like books, uniforms, tutoring or a device.

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